PANOWALKS PRIVACY POLICY

Effective JUNE 1, 2018.


This privacy notice discloses the privacy practices for panowalks.com. This privacy notice applies solely to information collected by this website. It will notify you of the following:

  1. What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared.
  2. What choices are available to you regarding the use of your data.
  3. The security procedures in place to protect the misuse of your information.
  4. How you can correct any inaccuracies in the information.

1. Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us when signing up for our service. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

2. Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address given on our website:

  1. See what data we have about you, if any.
  2. Change/correct any data we have about you.
  3. Have us delete any data we have about you.
  4. Express any concern you have about our use of your data.

3. What are the legal grounds for our processing of your personal information (EU)?

We rely on the following legal bases to use your personal data:

1. Where it is needed to provide you with our products or services. such as:

a) Assessing an application for a product or service you hold with us. including consider whether or not to offer you the product, the price, the payment methods available and the conditions to attach.
b) Managing products and services you hold with us, or an application for one.
c) Updating your records, tracing your whereabouts to contact you about your account and doing this for recovering debt (where appropriate).
f) All stages and activities relevant to managing the product or service including enquiry, application, administration and management of accounts, illustrations, requests for transfers of equity, setting up/changing/removing guarantors.
g) For some of our profiling and other automated decision making to decide whether to offer you a product and/or service, particular payment method and the price or terms of this.

2. Where it is in our legitimate interests to do so. such as:
a) Managing your products and services relating to that. updating your records, tracing your whereabouts to contact you about your account and doing this for recovering debt (where appropriate).
b) To perform and/or test the performance of, our products, services and internal processes.
c) To follow guidance and recommended best practice of government and regulatory bodies.
d) For management and audit of our business operations including accounting.

4. Processing methods

The processing of your personal data is carried out according to art. 4 of the Privacy Code and art. 4 (2) of GDPR, namely: data collection, registration, organization, storage, consultation, processing, modification, selection, extraction, comparison, use, interconnection, blocking, communication, cancellation and destruction. Your personal data are subject to both paper and electronic and / or automated processing.
We will process the personal data for the time needed to fulfill the above mentioned purposes and in any case for no more than 10 years from the end of Service Finality and for no more than 1 years from the data collection for Marketing Purposes.

5. Security

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the Web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

6. Registration

In order to use this website, a user must first complete the registration form. During registration a user is required to give certain information (such as name and email address). This information is used to contact you about the products/services on our site in which you have expressed interest. At your option, you may also provide demographic information (such as gender or age) about yourself, but it is not required.

7. Cookies

We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

8. Contact Us

If you have any questions about this Privacy Policy, or need to reach us for any other reason, you may contact us by e-mail at contact@panowalks.com or by mail at:


Meeh Design : 3306 Sky Hawk Drive : 85650 Sierra Vista / AZ